In my business of financial advising, I hear too many “buts” from 30-somethings when I suggest they start saving for retirement:
- “But I can’t afford to.”
- “But I'm afraid of losing money.”
- “But I don’t trust anybody.”
- "But I have plenty of time before I need this."
- “But I need to wait until the market turns.”
Don’t let a few “but” statements keep you from capitalizing on the greatest asset you have on your side in your 30s: time to prepare and begin gradually.
A few small steps now can help ensure you retire when and how you want to.
Here are six smart retirement strategies to begin in your 30s: